The short version

Gift cards are free. Cryptocurrency is the cheapest way to take out real cash. Cash payouts such as PayPal, Cash App, bank transfer and prepaid cards carry the highest fee of the three. The fee covers what the payment provider charges us to move the money - it is not a margin on your earnings, which is exactly why gift cards, where no such cost exists, carry nothing at all.

The exact percentage for every method is shown on the cashout page, and again in the withdrawal dialog before you confirm. Rates can change as our providers change theirs, so the cashout page is always the authoritative source - not this article.

The part most people miss: the minimum fee

Cash payouts have a fee floor. If the percentage works out to less than the minimum fee, you pay the minimum instead - and the floor is higher on payouts denominated in euros or pounds.

On a larger withdrawal this changes nothing, because the percentage is comfortably above the floor. On a very small one it matters a lot: the flat minimum can easily end up being a far bigger share of your money than the percentage would have been.

There is a break-even point where the percentage and the floor are identical. Below it you are effectively paying more than the stated rate, above it you are paying exactly the stated rate. The practical takeaway does not depend on the numbers: if you cash out to PayPal, batching into fewer and larger requests is simply cheaper, because you pay the flat minimum once instead of many times. The withdrawal dialog shows you the exact fee and net amount for the sum you typed, so you can see the difference before confirming.

Minimums, and how the fee interacts with them

Two separate limits apply to cash payouts, and it is the second one that trips people up:

• $1.00 minimum withdrawal - you cannot request less than this.
• $1.00 minimum net - the amount that actually reaches you, after the fee, must also be at least $1.00.

Because the fee comes out of the middle, the real floor for a USD cash payout is $1.25: the $0.25 minimum fee leaves exactly $1.00. For EUR or GBP payouts it is $1.50. Request $1.10 and it will be refused, not because your balance is short but because $0.85 would land on the other side. Cryptocurrency has its own separate minimum, checked before its fee is taken.

See minimum withdrawal amounts for the per-method figures.

You always see the fee first

Before you confirm anything, the withdrawal dialog on the cashout page shows three lines: the amount you requested, the fee being deducted with its percentage, and the exact net amount you will receive. That screen is always current, which is why it - and not any article - is the place to check what a withdrawal will cost you today. Nothing is deducted after the fact and no provider adds a second charge on arrival.

If a withdrawal is rejected, the fee is not kept - the full gross amount goes back to your balance. See what to do if your withdrawal was rejected.

Frequently Asked Questions

For the full walkthrough of requesting a payout, read how to cash out on Shark Earnings.